Business Services

Bonus Banking
This is our premier business deposit product. Bonus Banking links our high yield saving account, "Bonus Banking Money Fund" with FCB's "Bonus Banking Checking".

• Learn more about Bonus Banking

Commercial Checking
Our commercial checking account provides businesses unlimited check writing capabilities. Service charges are based on account analysis.

Small Business Checking
For businesses with minimum activity, this is a perfect solution.

Money Market Savings
Money market savings accounts earn interest with no maturity dates.

Certificates of Deposit
Our certificates of deposit pay competitive rates. Select a time that is appropriate for you and allow your money to grow.

Equipment Financing
We offer term financing to our business customers for the purchase of all types of equipment.

Commercial Loans
Commercial loans can be sculpted to fit the requirements of your business.

Real Estate Loans
FCB offers a full array of real estate financing.

Small Business Administration Loans
SBA loans can be a benefit to many businesses. We have experienced financial service officers who can answer you questions and help you with these loans.

Letters of Credit
We can arrange for letters of credit when your company needs to guarantee payment to a supplier or third party.

Night Depositories
We have night depositories located throughout our market area for the convenience of our business customers.

OnLine Banking
This service allows you to view balances and bank statements and to transfers funds between accounts from anywhere the internet can be accessed. OnLine Banking with Bill Payment adds the convenience of paying your bills online.

OnLine Banking with Cash Management
OnLine Banking with Cash Management provides all the services of OnLine Banking with Bill Payment plus online access to make electronic tax payments, direct deposit of employee payroll, wire transfers, the ability to move funds to and from other banks and many other cash management services.

Credit Card Merchant Accounts
We can arrange merchant accounts for all major credit card companies including Visa®, MasterCard®, American Express®, Discover® and Dinner's Club®.

Commercial Lock Boxes
This service allow your company to save time & money by collecting receivables faster. We establish a post office box and collect your payments numerous times each day. We'll allocate your funds and return and desired documentation to your office.

Accounts Receivable Factoring
FCB can help arrange the sale of business accounts receivable to supply instant cash for working capital.

DirectConnect
This is our 24 Hour customer service line. Access is as easy as calling 1.866.665.6684.

Wire Transfers
FCB can originate both domestic and international wire transfers for our customers.

Safe Deposit Boxes
FCB has safe deposit boxes available in many sizes to store valuable documents.