Bonus Banking

We are proud to offer "Bonus Banking". Bonus Banking links our high yield savings account, "Bonus Banking Money Fund", with our "Bonus Banking Checking" account. Plus, Bonus Banking is available to both individual and commercial customers.

Bonus Banking Benefits

Maintain $1,500 (commercial customers $2,500) in your "Bonus Banking Checking" and enjoy unlimited check writing privileges.

Earn higher yields on your money with the "Bonus Banking Money Fund". The Money Fund yields are based on the balances you maintain within the Money Fund.

Money Fund withdrawal transactions are limited to 6 per month. Withdrawals are made by transferring funds to your Checking Account by telephone, by the internet using our OnLine Banking product or in person at any First Community Banking Center. The current annual percentage yield paid if the balance drops under $25,000 is 0.50%. All yields stated are as of May 1, 2008, and are subject to change based on market conditions at the sole discretion of First Community Bank.

Easily transfer money between your accounts by telephone. You can call First Community's Direct Connect line at 888-342-5322. Direct Connect is available 24 hours per day, 7 days a week! OnLine Banking customers can make transfers with their personal computer from anywhere they can access the internet.

Receive a convenient consolidated monthly bank statement.

Plus, Individual (non-commercial) Bonus Banking customers also get these additional benefits:

• Standard style checks provided at no cost.
• Traveler's checks, money orders and cashier's checks provided at no cost.
• Free ATM withdrawals.

All ATM network fees (i.e. Pulse, Impact, etc.) will not be charged. However, you may be charged by the owners of non-First Community Bank ATMs for use of their machines.

To take advantage of the many benefits of Bonus Banking individual customers need only maintain monthly balance of $1,500 (commercial customers $2,500) in the Bonus Banking Checking account. In the event the minimum monthly balance requirements are not maintained a $15 fee will be assessed.